定期生命保険

Term Life Insurance

Term life insurance offers an affordable solution to those who need a significant amount of life insurance protection on a modest budget. Term life provides temporary coverage, typically for terms ranging from 10-30 years. Unlike Whole Life Insurance, Term insurance does not build cash value over time, nor does it serve as an investment tool. However, when a term policyholder dies, his/her beneficiaries will receive the full amount of the policy’s death benefit, usually tax-free.